Social Security Benefits & Navigating Medicare

Make sure you GET THE FACTS BEFORE YOU FILE!

Social Security Benefits

• How to maximize your Social Security benefits using smart claiming strategies that could significantly increase your lifetime income.

• How much income you can earn while collecting benefits and how working before or after full retirement age may affect your payments.

• When it may make sense to delay claiming benefits—and how waiting could increase your benefit by up to 8% per year until age 70.

• How Cost-of-Living Adjustments (COLAs) work and how inflation can impact your future retirement income.

• How spousal, divorced spousal, and survivor benefits work—and how couples can coordinate strategies to maximize household income.

• How Social Security benefits may be taxed and the thresholds that determine whether up to 85% of your benefits could be taxable.

• How certain investments and retirement withdrawals (IRAs, 401(k)s, capital gains, etc.) can unintentionally increase the taxation of your Social Security benefits.

• Recent legislative changes, including the One Big Beautiful Bill Act, which introduced additional tax deductions for many seniors and may reduce or eliminate federal taxes on Social Security benefits for a large percentage of retirees.

Medicare

• A clear breakdown of the different parts of Medicare, including:

  -Part A – Hospital coverage

  -Part B – Medical coverage

  -Part C (Medicare Advantage) – Private plan alternatives

  -Part D – Prescription drug coverage

  -Medicare Supplement (Medigap) plans

• How Medicare actually works and what to expect from each coverage option.

• How to determine whether your doctors, specialists, and hospitals accept your plan.

• How to estimate and compare your annual prescription drug costs before choosing a plan.

• The key differences between Medicare Advantage and Medicare Supplement plans—and which may fit different retirement situations.

• Strategies to help you avoid common Medicare mistakes and make the most of your benefits.

The Salt Lake County Library is not a sponsor, nor does it endorse any practices or points of view of the program or event.

Spouses are encouraged to attend!

Seating is limited. Register now!