WHAT YOU NEED TO KNOW ABOUT "ESTATE PLANNING & MINIMIZING TAXES" IN 2025

If you're among the people who are on the fence about a will, the best way to make smart decisions for your situation is to be armed with the facts.

If you've got a family, a home and any kind of financial account, having a will in place may be beneficial to you and your heirs. When done properly, a will can help individuals resolve everything from designating a guardian for children, to passing on a family-owned small business, and mitigating any intra-family conflicts.

We know family changes like marriage, divorce, births and deaths are all but guaranteed. These life events can render a will obsolete and unaligned to your wishes, can prove problematic if not updated.

Please Join us for this complimentary informational seminar. We will discuss how to create a solid life after work plan. Seating is limited, so sign up today!

Did you know?

• 75% of Americans age 18 + say a will is important, yet only 32% actually have one*.

• 45% of those age 55 or older have a will or living trust*

• 40% of U.S. adults do not have documents such as a will or trust*

source: caring.com

These important topics will be addressed:

• How to protect your IRAs and retirement plans, which often become your largest legacy assets

• How to protect beneficiaries from losing their inheritance to lawsuits, creditors, government claims, and medical claims

• Why a WILL does not avoid costly, time-consuming Probate Court

• Key advantages of revocable living trusts

• Is a living trust the only document you need to handle your estate?

• How to avoid accidentally disinheriting your heirs

We will be discussing:

• Why the marginal tax system works against you in retirement

• Will IRA withdrawals really be taxed at a lower bracket than contributions?

• How Social Security’s provisional income calculation works

• How capital gains and dividends impact retirement taxes

• The difference between deductions, exemptions, and credits

• The 9 key pieces of the tax system

• How Required Minimum Distributions (RMDs) affect tax liability

• How Social Security is taxed

• When Medicare premiums increase due to income

• Tools you can use for tax control

If there's a common unaddressed problem in the financial plans of many adults of all income levels, it's what to do about their assets when they're gone. 50% of all Americans will die without a will and 76% of Americans do not have an up-to-date will.

Spouses are encouraged to attend!

Seating is limited. Register now!